From gold and agricultural finance to vehicle, business, and Kudumbashree credit schemes.
Get quick financial assistance by pledging gold ornaments. Simple application, maximum valuation, and flexible repayment options for immediate personal or family needs.
Traditional mortgage and land-backed cooperative credit scheme providing substantial financial support for property, land development, and personal requirements.
Medium-term financial assistance for non-agricultural purposes including home renovation, trade, small industry setup, and educational expenses.
Specialized credit facility for registered Kudumbashree Neighborhood Groups (NHGs) to promote women entrepreneurship and micro-enterprises.
Working capital credit and term loans for local merchants, shops, workshops, and commercial ventures to expand operations with ease.
Affordable financing for purchasing two-wheelers, passenger vehicles, and commercial transport vehicles with low interest rates and simple documentation.
NABARD & Cooperative Department linked credit scheme offering low-interest micro-finance to empower self-help groups and women-led initiatives.
Guaranteed high returns with complete safety under the Kerala Co-operative Societies Act.
Earn guaranteed attractive interest returns up to 8.00% p.a. with fixed tenures and maximum safety for your capital.
Flexible everyday savings account with competitive interest, convenient passbook, and hassle-free deposit/withdrawal facilities.
Disciplined systematic monthly savings scheme designed for families and salaried individuals to build a substantial corpus over time.
Special savings scheme tailored for women to promote financial independence, offering higher interest benefits and easy access.
Current rates applicable for general public and senior citizens.
| Deposit Period | General Public | Senior Citizens (60+ Years) |
|---|---|---|
| 46 Days to 90 Days | 5.50% p.a. | 6.00% p.a. |
| 91 Days to 180 Days | 6.25% p.a. | 6.75% p.a. |
| 181 Days to Less than 1 Year | 7.00% p.a. | 7.50% p.a. |
| 1 Year to 2 Years | 7.50% p.a. | 8.00% p.a. |
| Above 2 Years to 5 Years | 7.50% p.a. | 8.00% p.a. |
| Savings Bank (SB) Deposit | 4.00% p.a. | 4.00% p.a. |
Fast money remittance, 100% free lockers, and subsidized Neethi Supermarket for our community.
Instant and secure electronic fund transfers across all banks nationwide. Transfer funds seamlessly into any account with speed and reliability.
State-of-the-art secure vault lockers available in multiple sizes to protect your precious jewelry, title deeds, and documents — 100% free of rent.
Fair-price consumer store offering quality daily provisions, household goods, and essential commodities at subsidized rates for our community.
Estimate your monthly loan EMI or watch your deposit maturity grow with our easy calculator.