Government Registered • Class-1 Cooperative Society

Empowering Iringallur-Palazhi with Trust & Cooperative Banking

For over three decades, Iringallur-Palazhi Service Co-operative Bank Ltd. has been the heartbeat of financial growth, farming credit, and household prosperity in our community.

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30+ Years

Community Trust

15,000+

Active Customers

100%

Deposit Security

Current Interest Rates

Best returns on your hard-earned savings

Gold Loan From 7.85% p.a.
1 Year Fixed Deposit Up to 8.00% p.a.
Senior Citizen Special Extra 0.50% Benefit
Savings Bank (SB) 4.00% p.a.
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UPDATES
Attractive interest rates for Fixed Deposits | Instant Gold Loans at minimum interest with maximum valuation | Neethi Medicals & Fair Price Store open 6 days a week | Special deposit rates for Senior Citizens!

Fast Disbursal

Instant gold loans within 15 minutes with hassle-free documentation and maximum per-gram value.

Cooperative Security

Your deposits are 100% secure, regulated under the Kerala Co-operative Societies Act.

Member Dividends

Our members are our shareholders, sharing directly in the annual growth and surplus dividends.

ABOUT OUR BANK

Three Decades of Trust, Growth & Community Banking

Located at Iringallur-Palazhi in Tirurangadi Taluk of Malappuram District, the institution was registered as an “Aikya Nanya Sangham” on 10 February 1939. It commenced its operations on 10 March 1965. Subsequently, it was registered as a Service Co-operative Bank on 20 October 1965 and began functioning in its new capacity on 1 November 1965.

30+ Years of
Service
15K+ Trusted
Members
100% Deposit
Safety
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Iringallur-Palazhi Service Co-operative Bank Head Office Building
Govt. Reg. F 1039
Class-1 Co-operative Bank
Our Loans

Loans That Turn Your Aspirations Into Achievements.

Business Loans

Businessmen and industrialists need cash for running their business and also to meet their working capital requirements.

House Repair Loans

You can now renovate your house with House Repair Loans from The Iringallur-Palazhi Service Co-operative Bank.

Marriage Loans

Making a wedding successful involves a lot of planning and effort! Hotel bookings, auditorium & ceremony costs.

MSS Loans

MSS scheme loans can be availed by members of the MSS scheme up to 70% of the deposit amount.

Instant Gold Loan

Quick cash against your gold ornaments with safe vault storage and flexible repayment options.

Gahan Loan

Pledge loans providing essential credit support for property, land development, and local agriculturalists.

Savari Loan

Easy automobile and vehicle financing for members to purchase brand new or used two-wheelers and cars.

Kudumbashree Linkage Loan

Group financial assistance and micro-credit for Kudumbashree units and women self-help groups.

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FACILITIES & CONSUMER STORE

Modern Facilities & Neethi Supermarket

Delivering fast electronic funds transfer, 100% free lockers, and fair-price consumer shopping to our members.

NEFT / RTGS Facility
Fast Remittance

NEFT / RTGS Remittance

Transfer funds rapidly and securely to any bank account nationwide with guaranteed speed and efficiency.

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100% FREE Safe Deposit Locker Facility
Zero Rental

Safe Deposit Locker (100% Free)

State-of-the-art secure vault lockers available in multiple sizes to safeguard your jewelry, title deeds, and precious documents completely free of cost.

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Neethi Supermarket Consumer Store
Fair Price Store

Neethi Supermarket (Consumer Store)

Fair-price consumer store offering quality daily provisions, household goods, and essential commodities at subsidized rates for our community.

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INTERACTIVE TOOLS

Plan Your Finances

Estimate your monthly loan EMI or watch your deposit maturity grow with our easy calculator.

Loan Amount (₹) ₹ 2,00,000
Tenure (Years) 3 Years
Interest Rate (% p.a.) 9.5%
Estimated Monthly EMI
₹ 6,406
Total Interest Payable ₹ 30,627
Total Payment (Principal + Interest) ₹ 2,30,627

Join Hands with Iringallur-Palazhi's Trusted Bank

Experience the warmth of community banking backed by government security and superior deposit returns.

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